INVESTMENT MANAGEMENT
We manage your investments so you can live your life and not worry about what the markets are doing. We use time-tested strategies backed by research.
SOCIAL SECURITY TIMING
We help you determine the best time to collect Social Security by looking at factors such as your health, family, income sources, expenses, and assets.
RETIREMENT INCOME
We help you turn your nest egg into a reliable income stream. We focus on protecting what you have worked so hard to save for, minimizing taxes, and providing consistent returns.
TAX PLANNING
We work to keep your taxes low and avoid costly mistakes by coordinating your income, how your assets are positioned, and keeping an eye on important tax thresholds.
RETIREMENT PLANNING
We help you understand your current position toward retirement. Our analysis helps you determine if you are on track, if improvements need to be made, or if you are ahead of schedule.
WEALTH TRANSFER & GIVING
The reality is none of us knows how long we have on this earth. We help you think through the wealth transfer process to try to make things easier during a hard time while coordinating with your attorney.
AGING & INCAPACITY PLANNING
Getting older is a part of life. We help you plan for the type of care you’d like to have, who you want to be involved, and position yourself to not be a burden on your loved ones.
INSURANCE OPTIMIZATION
We do not receive insurance commissions. We provide an unbiased look at potential risks and prudent insurance to offset those risks. Coverage for life, disability, long-term care, health, Medicare, auto, home, and others.
PENSION DECISIONS
We help you decide on the right time to claim your pension income, which payout option might be best for you, and whether to use the lump sum or reoccurring payments. We look at your entire picture so you understand the trade-offs of each.
What’s it like to work with us?
KEEP IT SIMPLE
We use plain English. No acronyms, industry jargon, or fancy words to try to make ourselves look smart.
NO 1-800 NUMBERS
Direct and responsive access via phone, text, and email from a real person who knows your name and your story.
REGULAR MEETINGS & UPDATES
We meet regularly (2-3 times per year typically) to check in with you, keep you up to speed on what is happening, and will reach out if needed in between meetings.
SECURE ACCESS
Financial dashboard using secure technology so you can see where you stand at any moment online or through the app.
EDUCATIONAL CONTENT
The world changes quickly. What are the headlines you need to pay attention to and what is the noise? We provide regular content to help you be in the know.
ANTICIPATE NEEDS
You don’t know what you don’t know. We anticipate potential needs and issues to bring them to your attention. Whether it has to do with service or financial matters.