Are you considering retiring early but worried about health insurance? You’re not alone. Many people dream of retiring before the traditional age of 65, but the prospect of losing employer-sponsored health insurance can be a major concern. Finding the right health insurance plan for early retirement requires understanding all available options before making this important…
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If you’re a Disney employee over 50, you might be wondering about the final stretch of your career and how to best prepare for retirement. Whether you’re planning to retire in your late 50s, 60s, or beyond, understanding how to maximize your savings during these crucial years can make a significant difference in your financial…
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“Whoa! How much am I going to have to pay?” These were the words of a client I recently met with, who is approaching retirement age and had questions about Required Minimum Distributions (RMDs). She had heard about them but wasn’t sure exactly what they meant or how they would impact her financially. Looking at…
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During COVID, I worked with many clients who faced furloughs, especially those employed at Disney. Some were let go completely, while others were away from work for months. One particular client in his early 60s had an eye-opening experience. He had planned to retire within a couple of years, but found himself temporarily out of…
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I was talking with a buddy recently, and he said something that might sound familiar:“Kyle, inflation is catching up to me. I’m making as much money as I’ve made over my lifetime, but the cost of living keeps increasing.” If you’re feeling the same way, especially after the past few years of higher inflation, you’re…
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I recently spoke with a client who told me he is done working for the company and wants to retire. He has been working for the company for 25 to 30 years and has had a great career. He loves the Walt Disney Company and has enjoyed it. Still, when you’re done, you’re done. The…
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I have been a Christian since I was 16. I’m now in my 30s and have read the Bible several times. I’m not a pastor or theologian but a financial planner by trade. While Christianity is not required to work with me, I have several Christian clients. I am often asked how to approach retirement…
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Experience can be a painful teacher. I know I’ve made many mistakes throughout my life that have been more painful to learn from than others. Most people prefer to avoid learning painful lessons through retirement mistakes, so I put this article together. There are three common mistakes I’ve seen people make when it comes to…
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We will all hopefully have some sort of Social Security benefit at some point. Understanding how those benefits work and how Social Security works in general is a pivotal component of proper retirement planning.
As a financial advisor, part of my job is working with clients to try and help minimize and mitigate the tax ramifications associated with their decisions. One of the most important is making tax-efficient withdrawals from their retirement funds.
There are three main ideas involved with tax-efficient withdrawals from retirement funds.
