When you turn 65 or approach that milestone, you suddenly become a prime target for Medicare-related mail. The flood of brochures and information packets can be overwhelming, especially as you navigate the complexities of healthcare during your retirement. As a Disney retiree, understanding how Medicare works with your existing benefits is crucial for making informed…
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I’ve heard it said that Uncle Sam has a tall hat so he can collect more when he holds it out. Bad dad joke, I know. Still, when it comes to retirement income, a lot of people I speak with loathe having to pay taxes. Everybody is okay paying their fair share, but nobody wants…
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Many people tell me, “I’m just going to take Social Security as soon as possible because I don’t know if it’s going to be around. I don’t know if I’m going to be around, and I just want to take it right when I retire.” I certainly understand this thought process. It’s a realistic view…
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Probably shouldn’t have done that. That’s what went through my mind during a recent conversation with a prospective client. She was approaching retirement after working at Disney for many years and told me about changes she’d made to her investment allocation within her 401(k). Those changes potentially cost her thousands of dollars. I tried to…
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I was talking with a client recently, and she said, “Kyle, I’m getting ready to retire. I’m getting a little bit older. I want to know if I’m on track. What I really want to understand is how to best maximize my Disney 401k before I retire?” This is a common question I receive, especially…
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I recently spoke with a client who told me he is done working for the company and wants to retire. He has been working for the company for 25 to 30 years and has had a great career. He loves the Walt Disney Company and has enjoyed it. Still, when you’re done, you’re done. The…
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It’s safe to say we all have heard the saying, “Timing is everything.” This advice applies to many things, especially those that require patience. Is the same true for investing? When is the right time to invest? While it seems like a simple question, the answer isn’t as straightforward. This article will examine three factors…
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I have been a Christian since I was 16. I’m now in my 30s and have read the Bible several times. I’m not a pastor or theologian but a financial planner by trade. While Christianity is not required to work with me, I have several Christian clients. I am often asked how to approach retirement…
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It’s the holiday season in Central Florida! Palm trees wrapped in twinkling lights, pink flamingos wearing Santa hats, and nightly “snowfall”—that’s Christmas in Florida! While most cities bundle up for winter, Central Florida transforms into a unique holiday paradise where you can wear shorts while sipping hot cocoa. From Disney World’s magical celebrations to local…
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President Lincoln penned these words in the middle of the civil war. While Thanksgiving had been celebrated for sometime and by other presidents, in the midst of division President Lincoln drew the American hearts towards giving thanks for the many blessings given during divisive times. Here is an excerpt: “The year that is drawing toward…
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