If you’re a Disney employee over 50, you might be wondering about the final stretch of your career and how to best prepare for retirement. Whether you’re planning to retire in your late 50s, 60s, or beyond, understanding how to maximize your savings during these crucial years can make a significant difference in your financial…
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“Whoa! How much am I going to have to pay?” These were the words of a client I recently met with, who is approaching retirement age and had questions about Required Minimum Distributions (RMDs). She had heard about them but wasn’t sure exactly what they meant or how they would impact her financially. Looking at…
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“Don’t do that. That’s the worst way to do it.” What was I talking about? Charitable giving. My client was writing checks to his church directly from his personal account. Admirable, but he was doing it with after-tax income when he had several better options available. These alternatives would benefit the church just as much…
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During COVID, I worked with many clients who faced furloughs, especially those employed at Disney. Some were let go completely, while others were away from work for months. One particular client in his early 60s had an eye-opening experience. He had planned to retire within a couple of years, but found himself temporarily out of…
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I was talking with a buddy recently, and he said something that might sound familiar:“Kyle, inflation is catching up to me. I’m making as much money as I’ve made over my lifetime, but the cost of living keeps increasing.” If you’re feeling the same way, especially after the past few years of higher inflation, you’re…
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Are you a Disney hourly cast member trying to make sense of your Disney pension options? The decisions you make can significantly impact your financial future, and understanding your options is crucial. This comprehensive guide will help you understand the Disney Pension plan and the factors to consider when making your decisions. Disney Hourly Cast…
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When you’re working, getting paid is straightforward. You work for a company, and every week or two weeks, you receive a paycheck. But what happens when you retire? How do you create a “retirement paycheck” to fund your lifestyle, travel plans, home improvements, family visits, and even basic needs like food? The logistics of generating…
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When you turn 65 or approach that milestone, you suddenly become a prime target for Medicare-related mail. The flood of brochures and information packets can be overwhelming, especially as you navigate the complexities of healthcare during your retirement. As a Disney retiree, understanding how Medicare works with your existing benefits is crucial for making informed…
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I’ve heard it said that Uncle Sam has a tall hat so he can collect more when he holds it out. Bad dad joke, I know. Still, when it comes to retirement income, a lot of people I speak with loathe having to pay taxes. Everybody is okay paying their fair share, but nobody wants…
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Many people tell me, “I’m just going to take Social Security as soon as possible because I don’t know if it’s going to be around. I don’t know if I’m going to be around, and I just want to take it right when I retire.” I certainly understand this thought process. It’s a realistic view…
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